Call your sales consultant for an estimate
Now you understand more about salary packaging a car, let’s explore what a novated lease will look like for you.
We get it: anything to do with tax and wages can be a worry, but we’ve got you covered.
Maxxia novated lease
Tax benefits. Convenience. Less hassles. There’s a few reasons why tens of thousands of Australians choose novated leasing to get into their dream car each year. Aside from the ability to use some pre-tax money to pay off your car – in turn potentially lowering your taxable income – you can also bundle your repayments and running costs into one regular payment, making for easy budgeting and less stress.
With Maxxia you don’t pay GST on cars leased through dealerships, either, and we’ll do all the heavy lifting for you – from accessing our nationwide buying power to find you a great deal to drawing up your budget and handling all the initial paperwork, to arranging your fuel card and even negotiating costs on each service during the lease.
If you require more information, check out our video that explains all the ins and outs of novated leasing with Maxxia, or give your consultant a call.
Maximise your income the smart way
Ever wondered how much it costs to run a car every year?
The simple answer is “quite a lot”. Petrol, tyres, servicing, insurance, rego. It can add up to thousands of dollars each and every year, not to mention the time it takes to keep track of it all. (Punch your numbers into our handy Running Costs Calculator to see for yourself. Knowing what you spend on your car will help you better understand your novated lease quote.)
Combining your car’s finance and running costs into one regular payment can help you better manage your fortnightly or monthly budget – and you won’t have to worry about putting money away for big-ticket items like registration or insurance.
Best of all you could save on tax, leaving you with more money to spend elsewhere!
Calculate your savings
How much will a novated lease cost for you?
Salary packaging your car needn't be complicated
Can I choose the car?
You certainly can! In most cases you’re not limited to any particular car type, model or make. You’re not restricted to just new cars with a novated lease, either – you can lease a used car, or even your existing vehicle through a Sale and Leaseback arrangement. (Some conditions may apply and generally, the car you wish to lease should be no older than seven years at the end of the lease term.)
Do I drive enough to benefit from a novated lease?
Whether you drive fewer than 10,000 or more than 50,000 kilometres a year, a novated lease is a great way to finance a car. And you could save on tax.
Can I choose which fuel card or cards I want?
You have a choice of three fuel cards – Shell, BP or Ampol. You can choose to have none or all three.
If you choose to pay for fuel yourself, you can make a claim through our app or online to be reimbursed for these costs.
There are fees associated with each fuel card – please contact us to find out the latest cost of each card.
Can I choose my own mechanic to service my car?
You can choose your own mechanic to service your car.
Maintenance and servicing costs are budgeted for as part of a fully-maintained novated lease. In most cases, two services a year – based on time or mileage – are scheduled throughout the least term.
The process is simple. When you drop your car off, let the supplier know Maxxia looks after your car and ask them to contact our Maintenance Centre on 1300 123 123 before they commence any work.
Our qualified and experienced team will ensure:
- work meets the car manufacturer’s standards
- work carried out is reasonable and consistent with the age and condition of your car
- work is covered by warranty is free, and
- labour and parts are supplied at competitive prices
Our Maintenance Authorisation Team will also organise payment directly from your Maxxia ‘My Car’ account. To ensure there is enough funds in your account, we recommend you regularly check your balance via Maxxia Online. Once the work is completed your mechanic will contact you to collect your car.
Please note: additional services carried out between scheduled services are not included in your budget. For maintenance work outside of your standard budget, please call us on 1300 123 123 to discuss.
